Is being a virgin bad?

Im 15 and a virgin. This is still a good age to be a virgin right? Many of my friends claim that they had before and that they are not virgins and usually tease me about"Not puttin the rod in yet" I don't plan on having with a girl until i graduate high school although i still have dreams about ual fantasies....but at the same time Im also scared and nervous about even though its every man's dream. Im afraid of recieving STDs, HIV , etc and even giving her something that I have that i might not even kno i have. Getting a girl pregnant is also what i fear the most before leaving high school. I'll be f**ked if i get a girl pregnant before graduation. Any tips on . I kno condoms work most of the time but they do break other times as well. I heard abstinence is the safest way from not recieving STDs or getting someone pregnant. Is dis correct?